By using this website, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this website. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
To the fullest extent permissible with accordance to applicable law, the materials on this website are provided “as is” and without warranties of any kind either expressed or implied and Key Life Experience and its subsidiaries and affiliates disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Key Life Experience does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. Key Life Experience does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not Key Life Experience ) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement. This website may be linked to other websites which are not maintained by Key Life Experience. Key Life Experience is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Key Life Expereince of the websites or the content thereof.
While Key Life Experience uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Key Life Experience makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall Key Life Experience or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Key Life Experience or an Key Life Experience Brokers, authorized representative has been advised of the possibility of such damages. In no event shall Key Life Experience total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. Key Life Experience also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.
This website is owned and operated by Key Life Experience . Except as otherwise expressly permitted by Key Life Experience , no materials from this website or any website owned, operated, licensed or controlled by Key Life Experience Brokers, may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Key Life Experience written permission. Key Life Experience neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.
The website and all present and future copyright, trademarks, and other intellectual property rights relating to the website are vested in Key Life Experience . You acquire no rights in the website other than the limited right to use the website in accordance with the terms. You agree to protect the proprietary rights of Key Life Experience and its licensors and agree to promptly notify Key Life Experience in writing (contact details below) upon becoming aware of any unauthorized access or any use of the website that infringes upon any proprietary rights.
All trademarks, services marks, trade names, logos, and icons are proprietary to Key Life Experience. Nothing contained on the website should be construed as granting, by implication, prevent or otherwise, any license or right to use any trademark displayed on this website without the written permission of Key Life Experience. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, Key Life Experience. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by Key Life Experience. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
You are permitted to print out or download information and content from this website only for your own personal non-commercial use or for the non-commercial use of your organization. You may not offer for sale or sell or distribute over any medium any part of this website or its content. You may not make any part of the website available as part of another website, whether by hyperlink framing on the internet or otherwise unless you have been authorized to do so in writing by KEY LIFE EXPERIENCE. To apply for authorization, you must either e-mail or write to KEY LIFE EXPERIENCE (contact details below) with the following details:
(a) your name or the name of the technical contact responsible for the link(s);
(b) the name of your company;
(c) the email address and telephone number for you. You may not use the KEY LIFE EXPERIENCE name or misuse the KEY LIFE EXPERIENCE Brokers, KEY LIFE brand in any way, such use or misuse to be determined solely at the discretion of KEY LIFE EXPERIENCE. All moral rights, intellectual property rights and other equivalent rights derived from the contents of the website are hereby asserted and reserved.
Key Life Experience may correct any errors or omissions or change the format or content of the site at any time and may terminate or suspend the operation of the site for any reason, without notice or liability.
Routine maintenance, demand on systems and other circumstances may mean that this web site and the services provided on it may not always be available.
The content and information provided by Key Life Experience on this web site is not intended to be advice of any kind. A product or service shown on this web site may not necessarily be suitable for you – this is for you to decide (and if in doubt, you may wish to seek appropriate independent advice).
All answers given in your application are true and correct You have read and understood the relevant policy terms and conditions and are satisfied the product meets your needs.
The information and statements you give, together with the policy terms and conditions, form the basis of the contract. If you do not provide true, correct and full information you may invalidate your insurance policy. All statements made by you or information you provide prior to purchase are your responsibility. Key Life Experience is not bound to offer you insurance.
Key Life Experience makes every reasonable effort to provide accurate and up-to-date information about the products and services it provides. However, the information is subject to change without notice and you should always check the current terms and conditions of specific products and services.
If you access or use any information on this web site and by doing so, you break any law, Key Life Experience will not be responsible.
Cookies are used on our site for the purpose of compiling web statistics. They are not used to gather personal information about website users. Any information stored in the cookie is solely for server administration purpose. Cookies are programs which track the movements of individual visitors to the website and gather information. The web browser stores this information on disk in the form of a small data file. You may refuse the cookie, if you wish. To do so, you will need to adjust your browser settings.
These terms and conditions are subject to change without notice and at any time. Whilst visiting the web site you agree to be bound by the current terms and conditions and you should always check them each time you revisit the site.
Parkview Shopping Centre, Office F85, Moreleta Park, Pretoria 0044